Actionable Intelligence for High-Yield Residential Property in Africa’s Fastest-Growing Cities.

Terms and Conditions

Last Updated: 14 January 2026

Welcome to nyotaliving.com (“we”, “us”, “our”).
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.

Table of Contents

1. About nyotaliving.com

nyotaliving.com is an educational and informational website providing written publications, guides, reports, and related digital materials focused on property, investment awareness, and relocation insights. All content is provided for general informational and educational purposes only.

2. Eligibility and Age Requirement

This website and its digital products are intended for individuals aged 18 years or older, or the age of majority in their jurisdiction of residence, whichever is higher. By using this website, you confirm that you meet this requirement.

3. Acceptable Use

You agree not to use this website for any unlawful purpose, to violate any applicable laws, or to misuse the website or its content in any way.

4. Digital Products and Permitted Use

All digital products made available on nyotaliving.com, including PDF reports and downloadable materials, are provided for personal use and/or internal business use only.

You may not copy, reproduce, redistribute, resell, license, share, publish, or otherwise make available any digital content obtained from this website to any third party without prior written authorisation.

5. No Professional Financial or Investment Advice

The content and digital products provided on nyotaliving.com are for general educational and informational purposes only. They do not constitute financial, investment, legal, tax, or real estate advice.

Information on this website may relate to various African jurisdictions, each with its own legal and regulatory considerations. You should seek independent professional advice before making any financial or property-related decisions.

Any examples or references to past performance are illustrative only and do not guarantee future results.

6. Payments and Third-Party Processors

Payments for digital products are processed through third-party platforms, including Gumroad and PayPal. nyotaliving.com does not directly collect or store payment card or financial information.

All transactions are subject to the terms and policies of the relevant third-party payment provider.

7. Returns and Refunds

Due to the nature of digital products, all sales are final. Once a digital product has been accessed or downloaded, it cannot be returned or refunded, except where required by applicable law.

8. Third-Party Websites and Advertising

This website may contain links to third-party websites and display third-party advertisements, including Google AdSense.

nyotaliving.com is not responsible for the content, policies, or practices of any third-party websites. Accessing third-party sites is at your own risk.

9. Intellectual Property

All content on nyotaliving.com, including text, documents, graphics, and digital products, is the intellectual property of nyotaliving.com or its licensors and is protected by applicable laws.

10. Limitation of Liability

To the fullest extent permitted by law, nyotaliving.com’s total liability for any claim arising from your use of the website or any digital product shall be limited to the amount paid by you, if any.

nyotaliving.com shall not be liable for any indirect, incidental, or consequential damages.

11. Dispute Resolution

The parties agree to attempt to resolve any dispute informally.

If a dispute cannot be resolved within 30 days, it shall be resolved by arbitration in London, United Kingdom, conducted in English, in accordance with applicable arbitration rules.

12. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the United Kingdom.

13. Electronic Communications

By using this website, you consent to receive communications from us electronically.

14. Force Majeure

nyotaliving.com shall not be liable for any failure or delay caused by events beyond its reasonable control.

15. Severability

If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.

16. Waiver

Failure to enforce any provision of these Terms shall not constitute a waiver of that provision.

17. Assignment

nyotaliving.com may assign these Terms at any time. You may not assign your rights under these Terms without prior written consent.

18. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and nyotaliving.com regarding your use of the website.

19. Contact Information

If you have any questions about these Terms and Conditions, please contact:

Email: contact@nyotaliving.com
Website: https://nyotaliving.com